Privacy Policy

At Wellspring Insurance Benefits, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect your information in compliance with applicable laws including the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and Health Insurance Portability and Accountability Act (HIPAA).

1. Information Collection

We collect personal information that you voluntarily provide, such as your name, contact number, email address, and other details when you fill out our quote or contact forms.
We may also collect health-related information if it’s needed to provide insurance quotes or Medicare-related guidance. Additionally, we collect non-personal information such as browser type, IP address, and website usage data through cookies and analytics tools.

2. Use of Information

We use the information we collect to:

Provide requested insurance quotes and policy information.
Communicate with you regarding your inquiries or applications.
Improve our services, website experience, and customer communication.
Comply with legal, regulatory, and compliance obligations.

We only use your information for purposes directly related to our services and never for unrelated third-party marketing without your consent.

3. Data Sharing and Disclosure

We do not sell personal information.
We may share limited data with:

Licensed insurance carriers or service partners to process your quote or policy.
Professional advisors, such as compliance or legal consultants, where required.
Regulatory or government authorities when legally obligated.

All third parties we work with are bound by confidentiality and data protection agreements to ensure your information is handled securely and only for authorized purposes.

4. Cookies and Tracking

We use cookies and similar technologies to enhance website performance and user experience. Cookies help us understand visitor behavior, analyze traffic, and improve site features.
You can disable cookies in your browser settings, but doing so may affect some website functionality.

5. Data Security

We take appropriate technical and organizational measures to safeguard your personal information against unauthorized access, disclosure, alteration, or destruction.
All health-related or sensitive data is handled in accordance with HIPAA security standards. However, while we strive to protect your data, no system is completely secure, and online transmission always carries some risk.

6. Data Retention

We retain personal information only as long as necessary to fulfill the purposes for which it was collected, to meet regulatory requirements, or to resolve potential disputes.
When data is no longer required, it is securely deleted or anonymized in accordance with best practices.

7. Your Rights

Depending on your location, you may have the following rights:

Access and Correction: Request access to or correction of your data.
Deletion: Request deletion of your personal information.
Data Portability: Receive a copy of your personal data in a structured format.
Opt-Out: Under CCPA, you can opt out of the sale or sharing of personal data.
Withdrawal of Consent: You can withdraw consent for processing at any time.

To exercise these rights, contact us using the details below.

8. Third-Party Links

Our website may include links to other sites or resources. Wellspring Insurance Benefits is not responsible for the content, security, or privacy practices of external websites. We encourage you to review the privacy policies of any linked sites you visit.

9. Children’s Privacy

Our services are intended for adults. We do not knowingly collect or store personal information from children under 18 years of age. If such data is inadvertently collected, we will promptly delete it upon discovery.

10. Policy Updates

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. The latest version will always be available on this page, and significant updates will be clearly communicated.

Contact

If you have any questions, concerns, or requests related to this Privacy Policy, please contact us at:
Wellspring Insurance Benefits:

📍 Silver Spring Maryland 20905
📞 Phone: 240-596-9850
📧 Email: perpetualfinex@hotmail.com

Plan Ahead With Peace of Mind

Secure your family’s future today with trusted insurance and compassionate memorial planning. Protect loved ones from financial stress and ensure your wishes are honored.